We're a firm of consulting actuaries and retirement plan professionals. As actuaries and consultants, our training enables us to deal with a variety of complex business applications involving uncertain future events and the time value of money.

HB Actuarial Services, Workers Compensation and P&C Experts

We provide business insurance programs and consultant services for large, mid size and small businesses. We can also help you with the formation and management of your Captive Insurance Program, Risk Retention Group and Self-Insurance Program.

Casualty actuarial consulting services: loss reserving, dynamic risk modeling, excess and reinsurance pricing, actuarial and reinsurance expert witness and arbitration. This P&C actuarial consulting firm is located near New York City and is headed by Robert A. Bear, who is an experienced Consulting Actuary, Reinsurance Consultant, and ARIAS-U.S. Certified Insurance and Reinsurance Arbitrator. The firm supports insurers, self-insurers, reinsurers, insurance run-off operations, MGAs, brokers and investors.

Garland Actuarial provides quality actuarial and risk management solutions for insurers, self-insured organizations, captives, and other entities that are financing risk.

EMB is the world’s leading actuarial and business consultancy firm providing innovative software and consultancy services to the non-life insurance sector.